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Flexiti Financing

Get Instantly Approved*

We’ve partnered with Flexiti to help you instantly finance your purchase with 0%* interest

Click the button below to apply online

Who is Flexiti

Flexiti is a Canadian fintech company that offers financing solutions via the FlexitiCard that makes financing purchases simpler. The approval process is quick, their financing plans are flexible and customers can shop at any retailer in the Flexiti Network.

Why finance jewellery?

Break up a large purchase into affordable monthly payments with their promotional plans. Purchase big-ticket items sooner and pay less interest than a traditional credit card.

How it works

Select Flexiti as your payment method during checkout, complete the simple application, and get approved for financing all in minutes*.

Financing Made Easy

Discover your shopping budget before you buy. See if you qualify for credit in minutes* and get an instant response

Click the button below to apply online


How do I pay with Flexiti?

Online: During checkout, you can select Flexiti Financing as your payment method. When you select ‘Apply Now’, you will be re-directed to Flexiti’s application page where you will be able to apply for credit or log into your existing Flexiti account. Follow the on-screen prompts to complete the application and receive an approval decision in minutes!

TIP: Make sure you log into your Janina’s account before proceeding to checkout! It will speed up the application process. In-store: Ask your sales representative about the financing plans available and they will help you through the application process.

Can I make multiple purchases through Flexiti?

Yes! Upon account approval, you will be given a virtual credit card that you can use again and again to make purchases within your approved credit limit.

Why should I finance my purchase?

Financing lets you purchase big-ticket items sooner by breaking up your payments into smaller, affordable monthly payments – all while paying less than a traditional credit card. With Flexiti, the application is quick and simple, making it more convenient to finance your purchase.

How do I reach customer support?

Contact Flexiti’s customer service at 1-877-259-3745 or visit

* O.A.C. On your FlexitiCard. Minimum purchase of $1,500 excluding taxes applies. For no interest equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, fees and taxes, if applicable. For interest bearing plans, the annual promotional interest rate for the promo term will be disclosed prior to completion of the transaction. Purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance, fees and taxes, if applicable. For all plans, if any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Admin fees of $49.99 to $239.99 may apply and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Any balance at end of promo term bears interest at the Account AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.